What we look for in your statement. Real prices, real cadence, real flags — not just 'this charge appears regular.'
DUPLICATES
Same subscription on two cards
Adobe Creative Cloud charged to your personal card AND your business card. Apple Music on a family member's plan when you also pay solo. We catch the overlap.
$200 – $1,400/yr per duplicate
USAGE-AS-SUBSCRIPTION
Variable charges miscoded as recurring
ChatGPT API charges aren't ChatGPT Plus. AWS usage isn't a subscription. We distinguish flat-rate subs from usage-billed services — most audit tools don't.
Avoids inflated 'leak' estimates
FORGOTTEN ANNUAL RENEWALS
Big annual charges set to auto-renew
Software you used for one project three years ago and forgot. Magazine subscriptions that renewed at full price. Annual auto-renewals are the silent killers — most cost over $200/yr.
$300 – $1,200 per find
PRICE CREEP
Services that raised prices without you noticing
Streaming services that quietly went from $10 to $15. Software subs that added a 'standard' tier price hike. Anything that's drifted >20% from its public introductory price.
$50 – $400/yr per service
GHOST SEATS
Team subscriptions paying for unused seats
Notion charges you for 6 seats. Three people left the company. You're paying $600/yr for empty seats. Common for SMB owners.
$200 – $2,000/yr
LAPSED FREE-TIER DOWNGRADES
Trials that converted you didn't notice
Three-month trial that auto-converted to paid. App you used twice. Anything where the first charge wasn't intentional.
$50 – $500/yr per service