§ 02 · SUBSCRIPTION LEAK AUDIT

Overcheck my subscriptions.

The average US household leaks $200/month in subscriptions nobody uses. Upload your bank or credit card statement — we find the bleed in 60 seconds.

$200
average monthly subscription leak
11
average number of duplicate or unused subs we find
$9
cost — refunded if we find nothing
$2,400
median annual recovery if you cancel what we flag

What we look for in your statement. Real prices, real cadence, real flags — not just 'this charge appears regular.'

DUPLICATES

Same subscription on two cards

Adobe Creative Cloud charged to your personal card AND your business card. Apple Music on a family member's plan when you also pay solo. We catch the overlap.

$200 – $1,400/yr per duplicate
USAGE-AS-SUBSCRIPTION

Variable charges miscoded as recurring

ChatGPT API charges aren't ChatGPT Plus. AWS usage isn't a subscription. We distinguish flat-rate subs from usage-billed services — most audit tools don't.

Avoids inflated 'leak' estimates
FORGOTTEN ANNUAL RENEWALS

Big annual charges set to auto-renew

Software you used for one project three years ago and forgot. Magazine subscriptions that renewed at full price. Annual auto-renewals are the silent killers — most cost over $200/yr.

$300 – $1,200 per find
PRICE CREEP

Services that raised prices without you noticing

Streaming services that quietly went from $10 to $15. Software subs that added a 'standard' tier price hike. Anything that's drifted >20% from its public introductory price.

$50 – $400/yr per service
GHOST SEATS

Team subscriptions paying for unused seats

Notion charges you for 6 seats. Three people left the company. You're paying $600/yr for empty seats. Common for SMB owners.

$200 – $2,000/yr
LAPSED FREE-TIER DOWNGRADES

Trials that converted you didn't notice

Three-month trial that auto-converted to paid. App you used twice. Anything where the first charge wasn't intentional.

$50 – $500/yr per service

Four steps. AI grouped, knowledge-base verified, refund if clean.

01
Pay $9

Stripe Checkout. Card, Apple Pay, Google Pay. Refunded automatically if we find nothing.

02
Upload your statement

PDF or CSV of your bank or credit card. 30 days minimum. 90 days for higher confidence.

03
AI audits — 60 seconds

Real vendor knowledge base. Real subscription prices. No multiplying-by-12-and-hoping.

04
Read your findings

Vendor list, real annual cost (from canonical pricing), cancellation URL when known. Take action in one click.

Choose your
audit weight.

I

Instant Audit

GPT-4o-mini + canonical vendor pricing · Under 60 seconds
AIGPT-4o-mini + canonical vendor pricing
TURNAROUNDUnder 60 seconds
SIGNED BYOvercheck AI
USE WHENFind the bleed
one-time · per statement$9
  • Refund if we find nothing
  • 1 free re-audit on longer statement
  • Real prices verified against canonical pricing

Refunded automatically if we find nothing actionable. One free re-audit included — upload a longer statement with no second charge. Refund policy →

COMINGsoon2026
II

Cross-Checked Audit

COMING SOON

Multi-model ensemble + trained reviewer manually verifies usage-vs-subscription edge cases.

COMINGsoon2026
III

Concierge Cancel

COMING SOON

Tier II + we cancel the flagged subscriptions on your behalf, only with your explicit per-cancellation authorization. You confirm the list; we handle the calls. (Coming soon — not yet available.)

Five promises. Every audit.

  • 01

    Read-only by design

    We see your statement. We never log into your bank, never contact your providers, never auto-cancel anything. You stay in control.
  • 02

    Encrypted upload + auto-purge

    TLS 1.3 in transit, AES-256 at rest. Files auto-purge in 30 days. Statements are not training data.
  • 03

    Real prices, not guesses

    We compare against canonical published prices for 200+ services. No more 'inferred annual cost from one charge × 12' inflation.
  • 04

    Refund + free re-audit if we find nothing

    If our audit yields no actionable findings at high confidence, your $9 is refunded automatically AND you get one free re-audit with a longer-period statement.
  • 05

    Anonymous use OK

    Strip names from your statement if you want — we only need the transaction lines. Most users do this.

Find the bleed.

Upload one statement. Get findings in 60 seconds. Refund if we find nothing.

Stripe Checkout · Refunded automatically if we find nothing actionable. One free re-audit included — upload a longer statement with no second charge.

Independent audit. Not financial advice.